I laugh in the face of debt! (HA HA) That’s probably because my phone has caller ID and when I screen the call I can say what ever I want. I don’t have any friends with 800 numbers. NICE TRY!

Most of us have at least a little bit of debt right? Then there are people like me who didn’t even know what “Credit” was until I couldn’t buy something with it. What amount of debt would it take for you to start panicking? After a national survey the number sits at $22,927. After this amount is when people start to go crazy and stress out. Me on the other hand, I stopped freaking out a LONG time ago because I decided that I don’t ever want anything nice that I can’t buy CASH (or lay-a-way). Yep, I’m a baller like that.

So again, I laugh in the face of my mountain of debt! HA…..ha…..ha….